The Finance Charge process is an automatic offline process that checks for overdue receivables and imposes applicable penalties. The offline process identifies the overdue receivables subject to the application of finance charges, calculates fees, calculates grace periods, and modifies the Receivable (RE) transactions to add one or more fee accounting lines. This process skips any receivables that have a negative accounting line. Such receivables are listed on this process’s exception report so you can manually apply finance charges to those receivables if needed.